Beta Tester Agreement

You're joining a private beta of an app that watches your physiology while you trade. Here's the deal in one paragraph, then we'll get into the formal bits beneath:

• Don't publicly leak unreleased features via screenshots, video, or detailed description until they ship publicly. Talking about being in the beta is fine. Posting unreleased screens on social is not.
• Anonymous crash reports and feature-usage data are requiredfor the duration of your beta participation. This is how a beta improves. If you don't want to share this data, leave the beta — it's a clean opt-out.
• Your trading data is never shared. Heart-rate, trades, journal entries — all end-to-end encrypted, never used for training, never sold. The "beta data" we collect is anonymous telemetry only (screens visited, errors, performance).
• Verge is not financial, medical, or psychological advice.It's a self-awareness tool. Decisions remain yours; consequences remain yours.
• Feedback you submit may be used by the studio in future product decisions, marketing, public posts, or roadmap updates — without compensation or attribution. Anonymity is the default; named quotes only with separate permission.
• You can leave the beta at any time. We can remove you from the beta at any time. Neither side owes the other an explanation — though if we remove you, we'll tell you why.

The remainder of this page restates the above in the more formal language a lawyer would want to see. It does not change the deal — just spells it out properly.

This agreement ("Beta Agreement") governs your participation in the Verge private beta (the "Beta") run by CalmHQ Studio("we", "us", "the studio"). It supplements our general Terms of Service; where the two conflict, this Beta Agreement controls during your participation in the Beta.

The Beta runs from 1 July 2026 through approximately 31 July 2026. Refinements continue through August, with the App Store launch targeted for around 15 August 2026 (subject to Apple App Store review).

You enter into this Beta Agreement by (a) accepting your TestFlight invitation, (b) installing the Verge beta build, and (c) launching the app for the first time. Continued use after any update to this Beta Agreement constitutes acceptance of the updated terms.

During the Beta you'll have access to unreleased features, designs, internal-numbered builds, dashboards, and roadmaps not yet visible to the general public. You agree to keep these reasonably confidential until the corresponding feature ships publicly.

What you may do:

• Tell friends, family, colleagues you're in the Verge beta
• Describe Verge in general terms ("an app that tracks biometric state for traders")
• Reference public materials (the website, journal posts, /beta/updates changelog)
• Submit feedback, bug reports, ideas through any channel we provide

What you should not do without prior written permission:

• Post screenshots or video of unreleased screens publicly (social, blog, YouTube, TikTok)
• Reverse-engineer the app or attempt to extract its source code
• Share your TestFlight invitation link with others (each invite is personal and limited)
• Disclose information from any private build that hasn't yet appeared on the public changelog

This obligation continues until 30 days after the feature in question ships publicly (i.e. is available in the App Store to general users). It does not apply to information that becomes public through no fault of yours.

The Beta requires you to share certain data with us. This is not optional within the Beta; it is the part of the deal that makes a beta useful to both parties.

What we collect during the Beta:

• Anonymous crash reports. When the app crashes, we receive a stack trace, the device model, OS version, and (where possible) a diagnostic snapshot of memory and recent activity. No personal data, no biometric values, no trade data.
• Anonymous feature-usage telemetry. Which screens you visit, which buttons you tap, how long sessions last, which features are used by what proportion of beta testers. Aggregated and unattributable to you individually.
• Performance metrics. Page load times, sync durations, battery usage benchmarks. No personal data attached.
• Your feedback submissions. Anything you actively send us via in-app feedback, email, or social channels.

What we do not collect during the Beta:

• Your trading data (trades, positions, P&L) — end-to-end encrypted, stored on your device
• Your biometric values (heart rate, HRV, sleep) — end-to-end encrypted, stored on your device
• Your journal entries — end-to-end encrypted, stored on your device
• Any data tied to your real-world identity beyond the email you signed up with

Why this is required for the Beta: A beta exists to surface problems before public launch. Without anonymous telemetry, we ship bugs to thousands of users instead of catching them in the hundreds of testers. Every serious beta programme — Apple's own TestFlight, Discord's PTB, every major game's closed alpha — operates this way for the same reason.

How to opt out: If you do not consent to this data sharing, you may not participate in the Beta. To leave the Beta, open TestFlight, find Verge, and tap "Stop testing." Once you leave the Beta, the data collection stops. We will not delete previously-collected anonymous data retroactively (because we can't link it back to you to delete it — it's anonymous).

After the Beta ends: Once Verge launches publicly on the App Store, this required data sharing ends. Public-version users can opt in or out of analytics individually, with no impact on access to the app. The Beta-specific requirement applies only during the Beta.

For a full account of our data handling practices, see our Privacy Policy.

By submitting feedback to us — through the in-app form, beta@calmhqstudio.com, or any public channel — you grant CalmHQ Studio a perpetual, worldwide, royalty-free, sub-licensable licenseto use that feedback for any purpose related to our products, including but not limited to:

• Implementing, modifying, or rejecting the feedback's substance in the product
• Quoting the feedback in public materials (marketing, journal posts, social)
• Aggregating with other feedback to inform roadmap decisions
• Sharing anonymised excerpts with potential partners, press, or investors (we have no investors at present, but reserve the right)

Attribution defaults to anonymous. If we want to use your feedback with your name attached (e.g. "Sarah from London said…"), we will ask you separately and obtain your explicit consent in writing (email reply is sufficient).

You retain ownership of any intellectual property in your feedback. The license above is non-exclusive — you can use your own ideas elsewhere, share them with others, or build on them yourself.

You will not be compensated for feedback. Participation in the prize draw (see below) is the studio's way of saying thank you, but it is not payment.

Verge is a self-awareness and journalling tool. It observes physiological signals and helps you notice patterns. It is not, and does not provide:

• Financial advice. Verge does not tell you when to enter, exit, or size a trade. Every trading decision is yours, with consequences entirely on you. Trading involves substantial risk of loss.
• Investment advice. Verge is not a regulated financial service. CalmHQ Studio is not an FCA-authorised firm.
• Medical advice. Verge is not a medical device and is not intended to diagnose, treat, prevent, cure, or alleviate any medical condition. If you experience symptoms of physiological or psychological distress, consult a qualified healthcare professional.
• Psychological / therapy advice. Verge is not a substitute for licensed mental health support. If you are struggling with stress, anxiety, gambling, addiction, or any mental health condition, please speak with a qualified professional.

You acknowledge that you are participating in the Beta with full awareness of these limitations and accept sole responsibility for any decisions made while using or influenced by the app.

As a thank-you for participation, beta testers who submit approved feedback are entered into a prize draw. Full mechanics are documented in the beta guide. The key points:

• One raffle entry per approved feedback submission. No cap.
• "Approved" means specific, actionable, non-duplicate feedback as judged solely by CalmHQ Studio.
• Draw takes place on or around 31 August 2026.
• Winners are notified by email only on or before 1 September 2026.
• If you do not receive an email by 1 September 2026, you have not won. No second-chance draw will be held. No winners list will be published.
• Prizes include physical goods (e.g. an Apple Watch), lifetime software subscriptions, and shorter-term software subscriptions, in tiers detailed in the beta guide.

Tax: Prizes are personal gifts from a UK sole trader. CalmHQ Studio will not withhold tax. Winners are solely responsible for any tax obligations in their jurisdiction relating to the receipt of the prize. The studio will not provide tax advice and will not report prize values to any tax authority unless required to do so by UK law.

Lifetime subscriptions remain valid for the operational lifetime of the Verge product. If Verge ceases operation, lifetime subscriptions end with it; no refunds will be issued (as no payment was made for the prize).

Prizes are non-transferable and may not be exchanged for cash. CalmHQ Studio reserves the right to substitute prizes of equivalent or greater value if circumstances require.

The Verge beta is provided as-is. It may contain bugs, errors, inaccurate readings, missing features, performance problems, or unexpected behaviour. It may sync slowly. It may crash. It may briefly display incorrect data while a calibration is in progress. These are normal expectations of a beta.

By participating, you waive any claim against CalmHQ Studio arising from beta-quality issues, including but not limited to:

• Loss of data (you should not rely on the beta as a primary store)
• Incorrect biometric readings or interpretations
• App crashes during a trading session
• Loss of TestFlight access due to build expiration
• Compatibility issues with your specific device or wearable

CalmHQ Studio's total aggregate liability to you under or in connection with the Beta, whether in contract, tort, or otherwise, shall not exceed the greater of (a) £100 GBP or (b) any amount you have actually paid to the studio in connection with the Beta (which, since the Beta is free, is zero in nearly all cases).

You can leave the Beta at any time by:

• Opening TestFlight on your iPhone, finding Verge, and tapping "Stop Testing"
• Emailing beta@calmhqstudio.com with subject "Remove from beta"

Upon leaving the Beta, the required data sharing described above ceases. Your raffle entries earned to date remain valid for the prize draw, unless you specifically request them to be removed. Your Founder badge (if you earned one as part of the first 100 testers) remains permanently on your account.

CalmHQ Studio may remove you from the Beta at any time for any reason, including but not limited to:

• Breach of the confidentiality obligations above
• Abusive, threatening, or harassing communication
• Attempts to reverse-engineer, decompile, or extract source code from the app
• Sharing TestFlight invitations with unauthorised third parties
• Operational reasons (e.g. moving the Beta to a closed phase, ending the Beta entirely)

Where removal is for breach, we will tell you why. Where it is for operational reasons, we will give reasonable notice where possible.

This Beta Agreement supplements our Terms of Service and is read alongside our Privacy Policy and Cookies Policy.

Where this Beta Agreement is silent on a topic, the main Terms apply. Where the two conflict, this Beta Agreement governs during the Beta period only — after the Beta ends, the main Terms apply unmodified.

We may update this Beta Agreement during the Beta period — typically to clarify language or respond to issues raised by testers. Any material changes will be communicated by email to the address you signed up with at least 7 days before the change takes effect, except where shorter notice is required (e.g. legal compliance).

Continued participation in the Beta after the change takes effect constitutes acceptance. If you don't accept a change, your remedy is to leave the Beta (see above).

Questions about this Beta Agreement: beta@calmhqstudio.com

General contact: hello@calmhqstudio.com

Data protection / GDPR requests: hello@calmhqstudio.com with subject "Data request".

This agreement is governed by the laws of England and Wales. Any dispute arising shall first be attempted to be resolved by good-faith discussion at hello@calmhqstudio.com. Where that fails, the parties submit to the exclusive jurisdiction of the courts of England and Wales.